html, body, form, fieldset {
	margin:0;
	padding:0;
	font-family: Helvetica, Arial, sans-serif;
}
h1, h2, h3, h4, h5, h6, p, pre, blockquote, ul, ol, dl, address {
	margin:0 0 0.1em;
	padding:0;
}
html, body {
	color:#000;
	background:#e8ebef;
}
body {
	font:normal 0.80em/1.6  Helvetica, Arial, sans-serif;
	/*font-size:13px;
	font-weight: normal;
	font-family: Helvetica, Arial, sans-serif;*/
}

.whatsnext {
	background: #FFFFFF url(images/whatsnext.jpg) top left no-repeat;
	width:438px;
	height: 215px;
	margin-top: 10px;
	padding: 60px 20px 20px 20px;
	font-weight: bold;
}

.whatsnext a:link,
.whatsnext a:visited,
.whatsnext a:active {
	color:#0f6dac;
	text-decoration:none;
	font-size:14px;
}
.whatsnext a:hover {
	color:#0f6dac;
	text-decoration:underline;
	font-size:14px;
}

a:link,
a:visited,
a:active {
	color:#0f6dac;
	text-decoration:none;
	font-weight: bold;
}
a:hover {
	color:#0f6dac;
	text-decoration:underline;
	font-weight: bold;
}

h2, h3, h4, h5, h6  {
	font-weight:normal;	
	color:#000;
	background-color:#fff;
}
h1 {
	font-size:2em;
	font-weight:bold;	
}
h2 {
	font-size:1.5em;
}
h3 {
	font-size:1.4em;
}
h4 {
	margin:0;
	font-size:1em;
	font-weight:bold;
}
p { margin:0; }
p.intro-frm { margin:1em 0; }
input, select, textarea {
	font-size:100%;
}
ul {
	margin-left:2em;
	/*list-style:none;*/
	list-style:disc;
}
ul li {
	padding:0;
}
ol { margin-left:2em; }
ol ol,
ul ul {
	margin-bottom:0;
}
abbr,
acronym {
	border-bottom:1px dotted #666;
	cursor:help;
}
address {
	font-style:normal;
}
blockquote {
	margin:0 2em;
	font-style:italic;
}
hr {
	display:block;
	border:none;
	clear:both;
	height:1px;
	margin:10px 0;
	background:#fff;
}

img { border:0; }
.mandatory {
	color:#c00;
	font-weight:bold;
}

.non-visual {
	position:absolute;
	left:-9999px;
}

/* Clearfix
-------------------------------------------------*/
.clearer {
	line-height:0;
	height:0;
	clear:both;
}
.clearfix:after {
	content:"."; 
	display:block; 
	height:0; 
	clear:both; 
	visibility:hidden;
}
.clearfix {display:inline-block;}
.clearfix {display:block;}


/*  Layout
-------------------------------------------------*/
#container {
	position:relative;
	margin:0 auto;
	width:988px;
	text-align:left;
	background:#fff;
	border-left: 2px solid #D2D7DD;
	border-right: 2px solid #D2D7DD;
	border-bottom: 2px solid #D2D7DD;
	border-top: 0px;
}
#front {
	float:left;
	width:698px;
	padding:20px 0 26px 30px;
	background:#FFFFFF;
}
#left-col {
	float:left;
	width:230px; /* was 200 may cause issue with right col */
	padding:28px 18px;
	background:#FFFFFF;
}
#main {
	float:left;
	width:468px;
	padding:20px 0;
}
#main2 {
	float:left;
	width:668px;
	padding:20px 0;
}
#right-col {
	float:right;
	width:200px;
	padding:20px 30px;
	background:#fff;
}

/* Footer
-------------------------------------------------*/
#footer {
	clear:both;
	width:100%;
	color:#DADBDB;
	padding:20px 0;
	background:#000000;
}
#footer p {
	padding:0 30px;
	text-align:center;
}

#footer a:link,
#footer a:visited,
#footer a:active {
	color:#FFFFFF;
	text-decoration:none;
	padding: 3px;
}
#footer a:hover {
	color:#FFFFFF;
	text-decoration:underline;
	background: #4D4C49;
	padding: 3px;
}


/* Header
-------------------------------------------------*/
#header {
	width:100%;
	height:115px;
	background:#FFFFFF url(images/bg_header.gif) no-repeat;
}
#header img {
	float:left;
	margin:24px 0 10px 30px;
}

#header h1 {
font-weight: bold;
font-size: 29px;
color: #171616;
margin: 10px 0px 0px 15px;
width: 550px;
}
#header h2 {
font-weight: normal;
font-size: 19px;
color: #807C7C;
margin: 0px 0px 0px 15px;
width: 550px;
}

/* =========== Top Navbar
-------------------------------------------------*/
#navbar {
	width:100%;
	padding-bottom:11px;
	background:transparent url(images/shade.gif) bottom left repeat-x;
}
#navbar ul {
	float:left;
	width:100%;
	margin:0;
	padding:0;
	background:#1773B0 url(images/bg_navbar.gif) 0 0 repeat-x;
	font-size: 16px;
	font-family: arial, helvetica, verdana;	
	font-weight: bold;
}
#navbar li {
	float:left;
	width:auto;
	padding:0;
	list-style:none;
	white-space:nowrap;
}
#navbar li a {
	float:left;
	width:auto;
	padding:10px 14px;
	color:#FFFFFF;
	background-color:transparent;
	text-decoration:none;
}
#navbar li.current a,
.tack #navbar #navbar-kontakt a,
#navbar li.current a:hover,
#navbar li.current a:focus {
	color:#FFFFFF;
	background:#5196C5 url(images/nav_active.gif) 0 0 repeat-x;
}
#navbar li.current a:focus {text-decoration:underline;}
#navbar li a:hover,
#navbar li a:focus {
	color:#FFFFFF;
	background:#3A88BD url(images/nav_hover.gif) 0 0 repeat-x;
}

/* Subnav
-------------------------------------------------*/
ul#subnav {
	margin:0;
	padding:0;
	list-style:none;
	border-top:3px solid #e9e9e9;
	border-bottom:2px solid #e9e9e9;
	font-weight:bold;
}
ul#subnav li {
	margin:0;
	padding:0;
	background:none;
}
ul#subnav li a {
	display:block;
	width:210px; /*was 180px */
	padding:8px 10px;
	text-decoration:none;
	color:#000;
	border-bottom:1px solid #e9e9e9;
}
ul#subnav li.sel a,
#tack #subnav #navsub-kontakt a,
ul#subnav li.sel a:hover,
ul#subnav li.sel a:focus {
	color:#0f6dac;
	background:#E7F4FC;
}
ul#subnav li.sel a:focus {text-decoration:underline;}
ul#subnav li a:hover,
ul#subnav li a:focus {
	color:#0f6dac;
	background:#fafafa;
	text-decoration:none;
}

/* Top right links
-------------------------------------------------*/
ul#toprightlinks {
	float:right;
	margin:10px 30px 0 0;
	padding:0;
	line-height:1.2;
	list-style:none;
	display:inline;
	font-size:13px;
}
ul#toprightlinks li {
	margin:0;
	padding:0 8px 0 8px;
	border-right:1px solid #c0c2c6;
	float:left;
	font-size:0.9em;
}
ul#toprightlinks li.last {
	padding-right:0;
	border:none;
}


#homebackimage {
	height: 290px;	
	float: left;
	width: 698px;
	margin-bottom:20px;
	border: none;
	background: url(images/homemain1.jpg) bottom left no-repeat; 
}

#homebox_left_content {
	float: left;
	width: 688px;
	margin: 0px;
	padding: 15px;
	border: none;
	list-style-type: none;
	/*background: url(images/key.gif) 0px 40px no-repeat;*/
	background: transparent;
}

#homebox_left_content h1{
	margin: 0px;
	padding: 0px;
	font-size: 30px;
	font-weight: bold;
	color: #FFFFFF;
}

#homebox_left_content h2{
	margin: 0px;
	padding: 15px 15px 10px 0px;
	font-size: 17px;
	font-weight: bold;
	color: #FFFFFF;
	background: transparent;
	font-family: arial, helvetica, verdana;
}

.findout_home_btn {
	float: left;
	width: 129px;
	height: 30px;
	margin: 10px 0px 0px 0px;
	padding: 0px 0px 0px 5px; 
}
	
.findout_home_btn a {
	display: block;
	width: 129px;
	height: 30px; 
	background: url(images/findout_btn.gif) 0 0 no-repeat;
}
	
.findout_home_btn a:hover {
	background: url(images/findout_btn.gif) 0px -30px no-repeat;
}

.hide {
	margin: 0px;
	padding: 0px;
	font-size: 14px;
	font-weight: bold;
	color: #AAA;
	display: none;
}


/* Sidebar items
-------------------------------------------------*/
.gutter {
	margin-bottom:16px;
}
#left-col h3,
#right-col h3 {
	font-size:1.5em;
	background:transparent;
}
#left-col img,
#right-col img {
	display:block;
	margin:0 0 8px 0;
}

.arrow {
	display:block;
	margin-top:8px;
	padding-left:12px;
	background:url(images/arrow.gif) 0 50% no-repeat;
}
#rb img {margin-top:12px;}



/* Images
-------------------------------------------------*/
img.left,
img.right {
	margin:6px 20px;
}
img.left {
	float:left;
	margin-left:0;
}
img.right {
	float:right;
	margin-right:0;
}
#main img.img-textsize {
	float:none;
	border:0;
}
.top-img {
	display:block;
	width:468px;
	height:210px;
	margin-bottom:12px;
}

/* Home Page 3 columns
-------------------------------------------------*/
ul#homecolumn {
	width:100%;
	margin:0;
	padding:0;
	list-style:none;
}
ul#homecolumn li {
	margin:0 31px 0 0;
	padding:0;
	width:212px;
	float:left;
}
ul#homecolumn li.last {
	margin:0;
}
ul#start-columns img {
	display:block;
	margin-bottom:14px;
}
ul#homecolumn p a {
	display:block;
	margin-top:10px;
	padding-left:12px;
	background:url(images/bullet_arrow.gif) 0 55% no-repeat;	
	font-weight: bold;
	font-size:12px;
}

ul#homecolumn p {
	font-family: arial, helvetica;
}
ul#homecolumn h2 {
	margin-bottom:8px;
	font-weight: bold;
}

#main_bottom_items {
	position: relative;
	width: 740px;
	height: 30px;
	margin: 0px auto;
	padding: 0px;
	border: none;
	text-align: center;
	font-size:12px;
	font-weight: normal;
	color: #5C5C5C;
}

#main_bottom_items a:link, #main_bottom_items a:visited, #main_bottom_items a:active {
	color: #878787;
	text-decoration: none;
	font-weight: bold;
}
	
#main_bottom_items a:hover {
	color: #000000;
	text-decoration: underline;
	font-weight: bold;
}

/*=========== NEW STyle Elements ==================*/

.tdgraynormal
{
		
		font-size: 12px;
		color: #000000;
        font-weight: normal;
        BACKGROUND-COLOR: #FAFAFA
}		

.tdgraynormaldk
{
		
		font-size: 12px; 
		color: #000000;
        font-weight: normal;
        BACKGROUND-COLOR: #E8F1FE
}

.redasterisk 
{
	font-weight: bold;
	color: #C60505;
	font-size: 15px;
}

.fontsmallgrey 
{
	font-weight: bold;
	color: #7A7A7A;
	font-size: 11px;
}

#error {
border-top: 2px #BF0606 solid;
border-bottom: 2px #BF0606 solid;
width:98%;
background-color:#FCBABA;
color: #BF0606;
font-weight: bold;
font-size: 17px; 
padding:6px 6px 6px 8px;
margin: 5px 0px 5px 0px;
}

.errortext {
color: #000000;
font-weight: bold;
font-size: 14px; 
margin: 5px 0px 5px 28px;
}

input { 
/*width:170px; */
 border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
 font-size: 14px;
 color: #3E4148; 
 background-color: #F7F7F7; 
 height: 22px;
}

.inputbox { 
/*width:170px; */
 border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
 font-size: 14px;
 color: #3E4148; 
 background-color: #F7F7F7; 
 height: 22px;
}

fieldset {
	border: 1px solid #CCCCCC;
	padding: 10px 15px 10px 15px;
}

legend {
	color: #214D98;
	font-size: 14px;
	font-weight: bold;
}

select { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 14px;
color: #3E4148; 
background-color: #F7F7F7;
height: 22px;
}

.selectlarge{ 
width:170px;
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 11px;
color: #3E4148; 
background-color: #F7F7F7;
height: 70px;
}

.selectsmall { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 12px;
color: #3E4148; 
background-color: #F7F7F7;
}

.selectbox2 { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 15px;
color: #3E4148; 
background-color: #F7F7F7;
height: 22px;
}

.selectbox {
	width:220px;
}

.textarea { 
/*width:170px; */
border-top: 2px solid #DDDDDD outset;
 border-right: 1px solid #DDDDDD;
 border-left: 1px solid #DDDDDD;
 border-bottom: 1px solid #DDDDDD; 
font-size: 14px;
color: #3E4148; 
background-color: #F7F7F7; 

}

/* Rates Table */

.rateHeader2 {
	
	font-size: 14px;
	color: #FFFFFF;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#000000;
}

.rateHeader3 {
	
	font-size: 15px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#FFFFFF;
}

.rateYours2 {
	
	font-size: 16px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#DFDFDF;
}

.rateCompetition2 {
	
	font-size: 14px;
	color: #333333;
	text-decoration: none;
	border: none;
	font-weight:normal;
	background-color:#FFFFFF;
}

.rateTerm2 {
	
	font-size: 14px;
	color: #333333;
	text-decoration: none;
	border: none;
	font-weight:bold;
	background-color:#FFFFFF;
}

.mortappform
{
	font-size: 12px;
}

.mortappformsmall
{
	font-size: 10px;
}

.submit {
    BORDER-RIGHT: #8398B2 1px solid;
    BORDER-TOP: #8398B2 1px solid;
    BORDER-LEFT: #8398B2 1px solid;
    WIDTH: 70px;
    BORDER-BOTTOM: #8398B2 1px solid;
    BACKGROUND-COLOR: #D9E8FA;
    
    font-weight: normal;
    font-size: 14px;
	}
	
.btn {border: 1px outset; cursor: pointer; font-size:14px; font-weight: normal; margin: 0px 0px 0px 1px; padding: 1px 1px 1px 1px;
background-image: url(images/button2.gif);
background-image: repeat-x;
}

.btn_med {
border: 1px outset; 
cursor: pointer; 
font-size:14px; 
font-weight: bold; 
margin: 0px 0px 0px 1px; 
padding: 1px 1px 1px 1px;
background-image: url(/images/button2.gif);
width:130px;
height: 25px;
}

.btn_wide {border: 1px outset; cursor: pointer; font-size:14px; font-weight: normal; margin: 0px 0px 0px 1px; padding: 1px 1px 1px 1px;
background-image: url(images/button2.gif);
background-image: repeat-x;
width:160px;
}

.formfield {
    border-left:1px solid #666;
    border-top:1px solid #666;
    border-right:1px solid #EAEAEA;
    border-bottom:1px solid #EAEAEA;
    
    font-weight: normal;
    font-size: 14px;
    BACKGROUND-COLOR: #f8f8f8;
    color: #3C3B3B;
	padding: 0px 0px 4px 0px;
	margin: 2px 0px 2px 0px;
}

/* Rates Table */

.rateHeader {
	
	font-size: 14px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
}

.rateYours {
	
	font-size: 12px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
}

.rateCompetition {
	
	font-size: 11px;
	color: #333333;
	text-decoration: none;
	border: none;
	font-weight:normal;
}

.rateTerm {
	
	font-size: 11px;
	color: #000000;
	text-decoration: none;
	border: none;
	font-weight:bold;
}

.glossaryletter {
background-image: url(images/glossletter.gif);
font-weight: bold;
font-size: 18px;
color: #063D6C;
width: 30px;
height: 30px;
text-align: center;
margin: 0px;
padding-top:3px;
}

.newsheader
{
	font-size: 16px;
	font-weight: bold;
	color: #000000;
}

.faqheader
{
	font-size:17px;
	font-weight: bold;
}

.smalltext {
	font-size: 9px;
	font-weight: bold;
}

.smalltext2 {
	font-size: 10px;
	font-weight: bold;
	color: #333333;
}